Need help finding out who "Phillips of America Ltd." is...They charged $2000 to my bank acct.?My bank withdrew from my acct. to pay them and I'm not sure why they didn't call me first since I've NEVER taken out that much $$$ at one time. Aren't banks supposed to monitor your transactions? What rights do I have? They are checking into but meantime, I have 3 checks that may bounce because I... | |
IGNORE any information you receive here. Go to the bank ASAP and file out an affidavit that the charge was not authorized. It is then the BANK'S job to correct the situation. As long as the investigation is pending, they CAN'T bounce anything that would have cleared if the charge had not occurred. Any fees caused by the fraudulent transaction MUST be waived.
This answer assumes the charge actually WAS unauthorized.
Get information from bank on Phillips. Banks do NOT monitor your every little purchase, and probably though you bought a new flat screen TV.
Put in writing to your bank that this is not your authorized withdrawal and that you want it reversed. Unfortunately they can take 30 days to fix this.
Put a HOLD on ths account, and as soon as this is cleared up, close account and open another. Some one has stolen your info.
Your so-called rights depend on the details of the transaction as well as how quickly and vigorously you respond.
Under limited circumstances, a check can be stopped after it has been transacted. You will have to sign a form at the bank.
You might need to have it notarized.
http://networksolutions.com/whois/re...
http://lgphilips-lcd.com/homeContain...
Is what I found above when I googled "Phillips of America LTD."
CALL YOUR BANK IMMEDIATLY!
